The Top 10 Insurance Policies Relevant to Filmmakers and Film Producers
Written By: Grant Patten
All filmmakers and film producers should be aware of the insurance policy options that are relevant to them.
Let’s provide a high-level overview of 10 of the most important insurance policies that filmmakers should consider.
Note: Front Row Insurance does not currently place insurance policies in the UK. Front Row offers insurance to US and Canada residents only at this time. UK-based producers can Google the insurance policies mentioned below to find a broker in their area.
Regarding COVID-19: it is the case with Front Row’s insurance policies (and with most insurance policies in the entertainment industry, worldwide) that a “communicable disease exclusion” has been added. That is, these policies will exclude claims arising out of or related to any loss caused directly or indirectly by or resulting from the Novel Coronavirus. There may also be increased deductibles on certain coverages and restrictions on countries that producers are allowed to shoot in.
We’ll discuss these policies in order of the ones that are available to purchase online (in Canada), then discuss ones that can be purchased offline by working with an insurance broker:
- Short Shoot Insurance (purchase online in Canada)
- DigiGear Insurance (purchase online in Canada)
- Cyber Insurance (purchase online in Canada)
- Workplace Office Insurance (purchase online in Canada)
- Film Production Insurance
- DICE Insurance
- E&O Insurance
- Legal Expense Insurance
- Post-Production Studio Insurance
- VFX Studio Insurance
(All of the following forms are in our links via a blog post on CutFrameMag.com)
— To be continued in our February 2021 issue of Cut Frame Magazine. —
To read more about ‘The Top 10 Insurance Policies Relevant to Filmmakers and Film Producers’, check out our 2nd issue of Cut Frame Magazine.
To access it and all other content you can read our magazine here
To read all of our back issues here
Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry.
Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims.
Offices in Canada and USA.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance
by the insurance underwriting company providing such products or services. This guest post does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.